In a widely anticipated move, the Reserve Bank of Australia (RBA) has today cut the official cash rate to 3.85% — its second reduction in 2025. The rate cut comes amid signs of economic softness and reflects growing concern over household strain and weak business investment. The rate cut carries immediate consequences for SMSF investors, especially those with property or cash-heavy portfolios.

With headlines about super tax changes, property market shifts and economic uncertainty, it’s no surprise that some SMSF investors are feeling the pressure. But amid the noise, it’s critical to separate emotion from strategy. According to financial advisers and industry experts, panic selling Self Managed Super Fund assets in response to market or legislative change is not only unnecessary — it can do more harm than good.

With global volatility resurfacing on the back of shifting geopolitical tensions, a potential second Trump presidency, and persistent inflationary pressures, it’s never been more important to actively protect and optimise your superannuation. Preserving wealth – and compounding it – requires active decision-making, risk management, and portfolio discipline.

As property prices rise and retirement goals shift, more Australians are asking a key question: Can I use my super to buy a property? The answer is yes — if you use a Self-Managed Super Fund (SMSF). This strategy isn't for everyone, but it can offer a powerful way to diversify your superannuation, build long-term wealth, and take greater control of your financial future.

If you’re relying on a retail or industry super fund to grow your retirement wealth, recent data should prompt you to take a closer look. According to Rainmaker Information, over a 15-year period, a staggering 95% of international equities managed funds underperformed their benchmarks.

At WT Capital, we’re often asked whether it’s better to develop property through an SMSF or buy an already established investment property. While both paths can lead to returns, the risk, complexity, and compliance requirements involved in SMSF property development are often underestimated – particularly when compared to the relative simplicity and proven performance of established residential property. We break it down.

From July 1, 2025, significant changes to Australia's superannuation landscape will come into effect, impacting how you save for retirement and manage your wealth. Understanding these updates is crucial for all Australians, particularly those who utilise or are considering a Self-Managed Super Fund (SMSF) as part of their investment strategy.

A significant market downturn just before or as you begin drawing down your superannuation can have long-lasting negative effects. Learn about mitigating risks and planning for the future.

Explores how strategically utilising your super within an SMSF to acquire an investment property can be a robust approach to growing your retirement nest egg, offering potential tax advantages and leverage opportunities.

Recent discussions surrounding potential government policies to allow first home buyers to access their superannuation have sparked considerable public interest. While the idea of using superannuation to enter the property market is a key theme in these discussions, it's important to understand that a channel for leveraging super funds for property investment already

In a move that shocked over one million Australians, HESTA – one of the country’s largest industry superannuation funds – has paused all withdrawals, contributions, insurance claims, and investment switches until at least June 2025. This sweeping freeze, stemming from a major platform migration, has left many members effectively locked out of managing or accessing their retirement savings for over six weeks.

Amid market turbulence, rising living costs, and growing scepticism about traditional superannuation funds, an increasing number of Australians are turning to Self-Managed Super Funds (SMSFs) as a more secure and strategic way to build wealth for retirement. At the heart of this shift is a desire for control, transparency, and asset stability - especially through direct property investment.

As Australian investors seek greater control over their retirement savings, Self-Managed Superannuation Funds (SMSFs) have emerged as a popular vehicle for property investment. While the potential benefits are significant, it's crucial to understand the complexities and responsibilities involved.​ Check our blog to find out more.

An SMSF empowers you to be the trustee of your own superannuation, giving you direct control over investment decisions. This can open doors to a diverse range of asset classes, including direct property – a strategy that holds significant appeal for many Australians.

Are you looking for greater control and flexibility over your super investments? A Self-Managed Super Fund (SMSF) could be the key to unlocking a more tailored and potentially rewarding retirement strategy. An SMSF offers the power to make investment decisions aligned with your unique circumstances and goals.

A Self-Managed Super Fund (SMSF) offers a unique advantage by allowing you to tailor your investment strategy to your specific priorities.

Beyond the investment flexibility, an often-understated advantage of an SMSF lies in its inherent security features, particularly when compared to traditional institutional superannuation funds. At WT Capital, we believe understanding these benefits is crucial for making informed choices about your financial future.

When markets dive, most Australians watch their super balances shrink — and feel powerless. While traditional funds ride the rollercoaster of equities, SMSF trustees are quietly building portfolios grounded in bricks and mortar.

The strategic inclusion of property as an asset class within a Self-Managed Superannuation Fund (SMSF) emerges as a compelling solution, offering a layer of insulation and stability that can significantly enhance your retirement portfolio.

​A Self-Managed Super Fund (SMSF) offers individuals the opportunity to take direct control over their retirement savings.