Property Finance

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Property Finance.

Owning your home has and always will be the great Australian dream. But with rising property prices and slow wage growth causing that dream to feel out of reach, prospective homeowners have begun seeking alternative measures to get their foot in the property door — like a self-managed super fund (SMSF).

An SMSF is a super fund managed by yourself and up to five other trustees. These trustees are responsible for ensuring the SMSF abides by the superannuation legislation and that the funds are used in accordance with established investment goals. According to the Australian Taxation Office (ATO), there are approximately 600,000 SMSFs with more than 1.1 million members in Australia.

Using an SMSF to invest in property provides borrowers with greater flexibility and control over how their money is invested and grants ample tax benefits. In cases where a member doesn’t have sufficient funds in their SMSF, an SMSF loan is an effective SMSF property investment strategy.

An SMSF loan is a home loan used with an SMSF to purchase an investment property. Aside from fast-tracking your way to being a homeowner, other benefits of borrowing through an SMSF loan can include:

  • Flexible and competitive interest rates

  • Purchasing residential or commercial properties

  • Expanding your portfolio and purchasing multiple investment properties

Secure real estate finance with WT Capital.

SMSF property investment can be challenging and time-consuming, as many legal and tax obligations must be adhered to. That’s why it’s essential to consider an SMSF property investment professional to guide you. WT Capital is your go-to when it comes to property investment.

WT Capital specialises in SMSF property investment to help you navigate the process, from establishing your SMSF to getting pre-approval for an investment property through an SMSF loan. We work with trustworthy and reliable financial partners to access competitive SMSF loan options for our clients, ensuring you get the best deal for your circumstances.

We offer clients professional and effective property investment assistance, no matter what stage you’re at. Our strategies and property market research will help you maximise your portfolio while meeting your needs and circumstances. Whether you’re planning to purchase one or multiple investment properties, WT Capital will help you get the property management assistance you need.

If you would like more information about SMSF eligibility or to learn more about our range of property investment services, contact us today.

Frequently Asked Questions.


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Any financial and legal advice offered by the Author of this website is of a general nature and may not be suitable for some people. No individual financial or legal needs or goals have been taken into account in the advice offered, you should always seek independent advice about specific financial and legal decisions. The Author of this website disclaims all and any responsibility or liability in respect of information detailed or omitted (or the consequences thereof) from this website or any other meetings held with the author