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SMSF Loan.

Looking to invest in property through a self-managed super fund (SMSF)? Investing through an SMSF is a smart choice to enable greater flexibility and control over retirement savings and maximise returns. The best part? An SMSF property loan can help you start your portfolio and achieve your financial goals sooner.

Creating smart investments with 
SMSF property loans.

When done correctly, using your super to invest in residential or commercial property gives you access to some impressive tax benefits and concessions. When there aren’t sufficient funds in an SMSF to purchase an investment property outright, an SMSF loan can help.

An SMSF loan, or an SMSF investment loan, is a type of home loan used by an SMSF to purchase an investment property. Returns on the investment, such as capital gains and rental income, are directed back into the SMSF, effectively increasing the retirement savings of its members.

An SMSF loan tailored to your needs​.

At WT Capital, we work with trusted financial partners to access the best SMSF loan for our clients' needs. Our team has a wealth of experience in all stages of SMSF property investment and will provide you with informed and accurate information on your SMSF property loan options every step of the way.

Along with obtaining the best SMSF home loan rate for your individual circumstances and needs, we’ll work to get you a speedy finance pre-approval, so you can start reaping the rewards of your investment sooner.

New to SMSF and SMSF property investing? No problem — our leading and trusted financial partners offer a complete SMSF Setup solution to get you started.

Benefits of SMSF borrowing for property investments.

An SMSF property loan is the perfect choice for anyone wanting to invest in property through an SMSF. SMSF property loans:

  • Help you to invest in property when there aren’t enough funds in your SMSF

  • Are available in a range of flexible, competitive and SMSF loan interest rate options

  • Allow you to enjoy the benefits of your asset sooner

  • Can be utilised for both residential and commercial property investments

WT Capital — your trusted SMSF property loan partners.

SMSF property investment — and borrowing for an SMSF to buy property — can be highly complex tasks. As well as being vitally important to have a good understanding of all the potential risks and advantages, it’s also crucial that all legal and taxation requirements are adhered to.

It’s therefore recommended that you seek the guidance of experienced property and financial professionals before embarking on SMSF investments and loans. At WT Capital, we’re your SMSF property loan and investment experts. We utilise decades of combined experience and work with trusted partners to provide smart solutions that get you on your SMSF property investing journey sooner.

Keen to get started? Check out some successful case studies and our handy eligibility guide and retirement calculator. And, if you have any questions about our SMSF property loan or other services, simply get in touch with our professional team today. We’d be more than happy to help!

Frequently Asked Questions.


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Any financial and legal advice offered by the Author of this website is of a general nature and may not be suitable for some people. No individual financial or legal needs or goals have been taken into account in the advice offered, you should always seek independent advice about specific financial and legal decisions. The Author of this website disclaims all and any responsibility or liability in respect of information detailed or omitted (or the consequences thereof) from this website or any other meetings held with the author