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‘People Don’t Live Long Enough’: A Shocking Take on Super That Misses the Bigger Picture

  • WT Capital
  • Apr 8
  • 1 min read

Updated: Apr 16

Newspaper reading "no super changes" next to notebook reading "My SMSF Plan"

A recent viral comment from a property investor claimed Australians don’t live long enough to benefit from their super—implying it's a waste of time to plan decades ahead. While provocative, this view dangerously underestimates the purpose and potential of superannuation.


Living Well vs. Just Living Long

Super isn’t just about how long you live—it’s about:

  • Funding a lifestyle after full-time work

  • Reducing reliance on the aged pension

  • Creating intergenerational wealth


How Smart Investors View Super

Rather than dismissing superannuation, savvy Australians are:

  1. Establishing SMSFs to access direct property investment

  2. Building portfolios that include both income and growth assets

  3. Using concessional tax treatment to maximise compounding


Why Property in Super Works

A diversified SMSF strategy with residential property can deliver:

  • Steady rental income during retirement

  • Strong capital gains over decades

  • An asset you can see, understand, and influence


Retirement planning isn't about guessing your life span—it's about preparing to live meaningfully, securely, and with choice.


Contact us to find out more.

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ABN 81 631 311 683

info@wtcapital.com.au

1300 176 176

The financial advice provided is issued by WT Wealth, an affiliated company of WT Capital. WT Wealth operates under its Australian Financial Services Licence (AFSL 557097), ensuring that all recommendations and guidance adhere to regulatory standards and best practices.

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